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Worried About Credit While Scouting Mortgages?

By Nestor Caussade · · Home Buyer, Tips

Worried About Credit While Scouting Mortgages?

🧐🏠 Worries no more! Shopping for mortgages needn’t hurt your credit score! Understand how credit inquiries work. A cluster of mortgage requests in a specific time frame (14-45 days) is treated as one, affecting your score only once. 🤓📆 To dodge damage, shop within two weeks only for mortgages you’re keen on, avoiding assorted loan types. Consider getting pre-qualified or pre-approved - no hard credit inquiry here! 🤩🔎 Also, a mortgage broker could ease the process - comparing offers, negating multiple inquiries, and guiding you. 💁‍♀️🗒️ So, Texas home-hunters, confidently shop for the best mortgage without credit fear! 🚀😁 For a free consultation about mortgages, first-time home buying, down payments, refinancing, lowering rates or any other real estate need that’s hit a blockade, drop a line to the DFW Mortgage Pros — The Néstor Caussade Team. Don’t let rejection ruin your real estate dream! 🏡💪🌞

Néstor J. Caussade Morales

Founder · NMLS #1538512 · 13+ years

Néstor J. Caussade Morales

Mortgage Broker · DFW Mortgage Pros · Dallas–Fort Worth

“Speed isn’t a trick. It’s what happens when you underwrite the deal instead of the paperwork.”

Néstor has spent 13 years in Texas lending and business. He specializes in investor loans — fix & flip, ground-up construction and bridge — and in getting homebuyers in the door with little or nothing down.

He grew up in foster care. Today he runs a mortgage team in Dallas–Fort Worth, and when he isn't closing loans you'll find him on a dance floor.

  • Fix & Flip
  • Ground-Up Construction
  • Bridge
  • DSCR
  • Down Payment Assistance
  • ITIN
  • Foreign National
  • English · Español · ASL
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