Investors · Homebuyers · Dallas–Fort Worth

Click. Fund. Close.

Investor and homebuyer lending for people who build.

Investor and homebuyer lending in Dallas–Fort Worth and across Texas, without the overlays.

Start application Book a consultation

What are you looking to do?

Two minutes. No credit pull. A real person follows up.

🏠Buy a home to live in 🔨Flip, build or rent ↻Refinance 🤝I'm an agent

Or just text us · (817) 697-4281

Investment property · business-purpose

I'm an investor

3–5days to close

For properties you'll flip, build or rent: fix & flip, ground-up construction, bridge, BRRRR, DSCR. No experience required. No appraisal on most flips.

See investor programs

Primary residence

I'm buying a home

14days to close

For the home you'll live in: 0% down, down payment assistance, FHA, VA, conventional — and a 0% down option with up to $70K for renovations.

See homebuyer programs

3–5days to close an investor loan

0%down payment options for homebuyers

$70Krenovation budget on the 0% down program

3languages: English, Spanish, ASL

How it works

Three steps. No runaround.

01
Click
Answer a few questions. Two minutes, no credit pull. A real person texts you back the same day with options.
02
Fund
We underwrite the deal, not the paperwork. Investors get terms on the property and the exit; homebuyers get a pre-approval that holds up.
03
Close
Investor loans in as little as 3–5 days. Homes in as little as 14. Spanish, English or ASL — whichever you think in.

Programs

Four tracks. Pick yours, or text us and we'll point you to the right one.

Fix & Flip · Ground-Up · Bridge · BRRRR · DSCR

Investor · business-purpose

Investor lending

Business-purpose loans underwritten on the deal, not your tax returns. Texas's #1 rehab and construction lender for investors.

Closes in as little as 3–5 days See programs →

Dream Home Remodel · Primary residence · Buy + renovate in one loan

Primary residence only

0% down + up to $70K to renovate — your primary home

Buy the house you'll live in and renovate it with one loan — up to $70,000 of cosmetic and system work, with down payment assistance covering what you'd normally bring. One closing, one payment, and the work starts right after you get the keys. A homebuyer program, not a fix & flip.

Closes in as little as 14 days See programs →

DPA · FHA · VA · USDA · Conventional · Jumbo

Primary residence only

Homebuyers & down payment assistance

First home or fifth. No lender overlays, assistance programs with no first-time-buyer or income restriction, and a team that answers the phone.

Closes in as little as 14 days See programs →

Bank Statement · P&L · ITIN · Foreign National DSCR

Primary residence or investment

Self-employed, ITIN & foreign national

If your taxes don't tell the whole story, these do.

Closes in about 2 weeks See programs →

Investor vs. homeowner

Two kinds of loans. Two kinds of speed.

3–5 days

Investor loans

Business-purpose loans for property you won't live in. Underwritten on the deal and the exit, not your W-2. Fix & flip and construction loans close in as little as 3–5 days.

14 days

Primary-residence loans

For the home you'll live in — including the 0% down renovation program and down payment assistance. Consumer mortgages carry built-in protections; we move fast inside them, closing in as little as 14 days.

Agents: let's work together.

Same-day pre-approvals, a speed-to-lead coordinator who answers, and content you can share with your clients. Follow along on TikTok and Instagram to see how we work.

Start working with us TikTok Instagram