← Back to blog

3% Down Payment

By Nestor Caussade · · Home Buyer, Programs, Real Estate General

3% Down Payment

🏡 Wondering if a 3% Down Payment is a Realistic Option for Homebuyers? Struggling to save for that hefty 20% down? DFW Mortgage Pros — The Néstor Caussade Team has the low-down! A 3% down mortgage requires significantly less upfront, a big win for first-time buyers 💪. It may even be easier to qualify for due to smaller monthly payments 💸. Beware though, bigger loans mean bigger interest and potentially mandatory private mortgage insurance (PMI) 🤔. If you’ve got steady income to manage the payments or worry about a bigger mortgage, it could be your dream ticket 🎟️. As the only banking solution you need, The Nestor Caussade Real Estate Team is here to help decide if it’s the right move for your wallet, goals and dreams 🏦. Faced rejection in the Dallas / Fort Worth Metroplex or anywhere in Texas? Contact us for a free consultation on mortgages, home buying, refinancing, rate lowering, or down payment assistance 💌. Let us guide you home 🏠.

Néstor J. Caussade Morales

Founder · NMLS #1538512 · 13+ years

Néstor J. Caussade Morales

Mortgage Broker · DFW Mortgage Pros · Dallas–Fort Worth

“Speed isn’t a trick. It’s what happens when you underwrite the deal instead of the paperwork.”

Néstor has spent 13 years in Texas lending and business. He specializes in investor loans — fix & flip, ground-up construction and bridge — and in getting homebuyers in the door with little or nothing down.

He grew up in foster care. Today he runs a mortgage team in Dallas–Fort Worth, and when he isn't closing loans you'll find him on a dance floor.

  • Fix & Flip
  • Ground-Up Construction
  • Bridge
  • DSCR
  • Down Payment Assistance
  • ITIN
  • Foreign National
  • English · Español · ASL
More about Nestor →

Private consultation

Ready when you are.

Pre-qualify in 5–10 minutes by text, or pick a time and we'll call you.