/* THEME C — "Private bank": Romero-style. Navy #0a1f33 · ivory #f7f4ee · gold #c8a25a.
   Playfair Display (display) + Lato (text). Tracked uppercase eyebrows, gold corner frames, diamond rules. */
:root {
  --navy: #0a1f33; --navy-deep: #071626; --navy-soft: #122c47;
  --gold: #c8a25a; --gold-light: #d8b879; --gold-dim: rgba(200,162,90,.45);
  --paper: #f7f4ee; --paper-2: #efeae0; --white: #fbf9f5; --ink: #1b1b1b; --muted: #5b5b5b; --line: #e2dbcc;
  --display: "Playfair Display", Georgia, serif; --serif: "Playfair Display", Georgia, serif; --text: "Lato", system-ui, sans-serif;
  --radius: 0px;
}
body { background: var(--paper); color: var(--ink); font-size: 17px; }
h1, h2, h3 { font-weight: 400; letter-spacing: -0.005em; }
h1 { font-size: clamp(2.6rem, 6vw, 4.8rem); line-height: 1.05; }
h2 { font-size: clamp(1.9rem, 3.6vw, 3rem); line-height: 1.12; }
h3 { font-size: 1.45rem; }
h1 .accent, h2 .accent, .pull, .steps .num { font-style: italic; font-weight: 400; }
h1 .accent, h2 .accent { color: var(--gold); }

/* Eyebrows: tracked uppercase gold */
.eyebrow, .eyebrow.light, .track .kicker, .program-hero .kicker, .intake .eyebrow, .post-card .meta, .post-head .meta {
  font-family: var(--text); text-transform: uppercase; letter-spacing: .28em; font-size: .72rem; font-weight: 600; color: var(--gold);
}
.post-card .meta, .post-head .meta { letter-spacing: .14em; color: var(--muted); }

/* Buttons: squared, tracked uppercase */
.btn { border-radius: 0; text-transform: uppercase; letter-spacing: .18em; font-family: var(--text); font-weight: 600; font-size: .78rem; padding: 16px 26px; }
.nav-right .btn { padding: 12px 20px; }
.btn-gold { background: var(--gold); color: var(--navy-deep); border-color: var(--gold); }
.btn-gold:hover { background: var(--gold-light); border-color: var(--gold-light); }
.btn-outline { border-color: var(--navy); color: var(--navy); }
.btn-outline-light { border-color: rgba(247,244,238,.5); color: var(--paper); }
.btn-outline-light:hover { border-color: var(--paper); background: transparent; }

/* Header: ivory, monogram + tracked serif wordmark */
.site-header { background: rgba(247,244,238,.92); backdrop-filter: blur(8px); color: var(--navy); border-bottom: 1px solid var(--line); }
.header-inner { min-height: 84px; }
.brand { flex-direction: row; align-items: center; gap: 14px; color: var(--navy); }
.brand::before { content: "NC"; font-family: var(--display); font-size: 1.05rem; color: var(--gold); border: 1.5px solid var(--gold); width: 46px; height: 46px; display: grid; place-items: center; box-shadow: inset 0 0 0 3px var(--paper), inset 0 0 0 4px var(--gold-dim); }
.brand-name { font-family: var(--display); font-weight: 400; text-transform: uppercase; letter-spacing: .22em; font-size: .95rem; line-height: 1.2; }
.brand-tag { display: none; }
.menu-link { color: var(--navy); font-family: var(--text); text-transform: uppercase; letter-spacing: .16em; font-size: .72rem; font-weight: 600; border-radius: 0; }
.menu-link:hover, .menu-item.open > .menu-link { color: var(--gold); background: transparent; }
.sub { border-radius: 0; background: var(--paper); box-shadow: 0 24px 60px -20px rgba(10,31,51,.35), 0 0 0 1px var(--line); }
.sub a { border-radius: 0; color: var(--navy); }
.sub a:hover { background: var(--paper-2); color: var(--navy); }
.sub-all { font-family: var(--display); text-transform: none; letter-spacing: 0; font-weight: 400; font-size: 1.05rem; }
.lang-switch { border-color: var(--line); color: var(--navy); border-radius: 0; text-transform: uppercase; letter-spacing: .14em; font-size: .7rem !important; }
.search-form { border-color: var(--line); color: var(--navy); border-radius: 0; }
.search-form input::placeholder { color: var(--muted); }
.nav-toggle span { background: var(--navy); height: 1.5px; }
@media (max-width: 1000px) {
  .nav { background: var(--paper); border-color: var(--line); }
  .menu-link { border-bottom-color: var(--line); font-size: .85rem; padding: 18px 0; }
  .sub a { color: var(--navy); }
}

/* Hero: full navy, ivory type, gold corner frames, diamond rule */
.hero { background: var(--navy); color: var(--paper); }
.hero::before { background: linear-gradient(180deg, rgba(10,31,51,.2) 0%, var(--navy) 85%), linear-gradient(90deg, var(--navy) 0%, rgba(10,31,51,.55) 100%); }
.hero::after { display: none; }
.hero-inner { padding: 96px 0 0; }
.hero-inner::before, .hero-inner::after { content: ""; position: absolute; width: 180px; height: 180px; border: 1px solid var(--gold-dim); pointer-events: none; }
.hero-inner::before { top: 48px; right: 0; border-left: 0; border-bottom: 0; }
.hero-inner::after { bottom: 48px; left: 0; border-right: 0; border-top: 0; }
.hero h1 { color: var(--paper); font-size: clamp(2.8rem, 6.6vw, 5.6rem); }
.hero h1 .word { animation: none; }
.hero h1 .accent { color: var(--gold); }
.hero h1 .dot { color: inherit; }
.hero-sub { font-family: var(--display); font-style: italic; font-size: 1.45rem; color: var(--paper); line-height: 1.35; margin: 22px 0 18px; max-width: 34ch; }
.hero-copy::after { content: ""; display: block; height: 1px; background: linear-gradient(90deg, var(--gold-dim), var(--gold-dim)); margin: 26px 0; position: relative; }
.hero-copy { position: relative; }
.hero-actions { gap: 14px; }
.hero-actions .btn-outline-light { border-color: rgba(247,244,238,.5); }
.start-card { background: rgba(7,22,38,.55); border: 1px solid var(--gold-dim); border-radius: 0; box-shadow: none; backdrop-filter: blur(6px); color: var(--paper); }
.start-card h2 { color: var(--paper); font-size: 1.5rem; }
.start-card > p { color: rgba(247,244,238,.7); }
.start-tiles a { background: transparent; border-color: rgba(247,244,238,.25); color: var(--paper); border-radius: 0; font-family: var(--text); text-transform: uppercase; letter-spacing: .12em; font-size: .72rem; font-weight: 600; }
.start-tiles a:hover { border-color: var(--gold); background: rgba(200,162,90,.1); transform: none; }
.start-tiles .ico { display: none; }
.start-text { color: var(--gold-light); }
.hero-photos { border-radius: 0; margin: 48px 0 0; aspect-ratio: 16/6; border: 1px solid var(--gold-dim); }
.hero-photos-caption { font-family: var(--text); text-transform: uppercase; letter-spacing: .22em; font-size: .72rem; font-weight: 600; background: linear-gradient(180deg, transparent, rgba(7,22,38,.9)); }
.hero-split { border-top: 0; gap: 0; margin-top: 0; padding: 48px 0 72px; }
.hero-split::after { background: var(--gold-dim); width: 1px; animation: none; }
.path, .path + .path { padding: 0 48px 0 0; background: transparent; border-radius: 0; }
.path + .path { padding: 0 0 0 48px; }
.path h2 { color: var(--paper); font-size: 1.7rem; }
.path .speed strong { color: var(--gold); font-weight: 400; font-style: italic; }
.path .speed span { color: rgba(247,244,238,.7); text-transform: uppercase; letter-spacing: .18em; font-size: .68rem; }
.path p { color: rgba(247,244,238,.8); }
.path .btn-outline-light { color: var(--paper); border-color: rgba(247,244,238,.5); }

/* Stats: ivory with gold diamond rule */
.stats { background: var(--paper); border-bottom: 1px solid var(--line); }
.stats-grid > div + div { border-left-color: var(--line); }
.stats-grid strong { font-weight: 400; color: var(--navy); }
.stats-grid span { text-transform: uppercase; letter-spacing: .12em; font-size: .68rem; color: var(--muted); }

/* Sections */
section.block { padding: 112px 0; }
section.block.paper { background: var(--paper-2); }
.section-head { margin-bottom: 56px; }
.section-head h2::after { content: ""; display: block; width: 120px; height: 1px; background: var(--gold); margin-top: 22px; }

/* Framework: full navy with cards */
.framework { background: var(--navy); color: var(--paper); }
.framework .eyebrow { text-align: center; }
.framework .section-head { max-width: none; text-align: center; margin-inline: auto; }
.framework .section-head h2 { color: var(--paper); font-style: italic; }
.framework .section-head h2::after { margin-inline: auto; }
.steps { gap: 24px; }
.steps li { border: 1px solid rgba(247,244,238,.14); border-top: 1px solid rgba(247,244,238,.14); padding: 48px 36px 44px; background: rgba(7,22,38,.35); }
.steps .num { font-family: var(--text); font-style: normal; font-size: .72rem; letter-spacing: .3em; color: rgba(247,244,238,.6); margin-bottom: 36px; }
.steps h3 { color: var(--paper); font-size: 2.2rem; }
.steps h3::after { content: ""; display: block; width: 72px; height: 1px; background: var(--gold); margin: 18px 0 20px; }
.steps p { color: rgba(247,244,238,.85); }

/* Program tracks: ivory cards, thin gold/line borders, roman-ish numbering */
.tracks { gap: 24px; counter-reset: track; }
.track { background: var(--white); border: 1px solid var(--line); border-radius: 0; padding: 44px 40px; counter-increment: track; }
.track::before { width: 0; }
.track::after { content: "0" counter(track); position: absolute; top: 28px; right: 32px; font-family: var(--display); font-style: italic; color: var(--gold-dim); font-size: 1.3rem; }
.track:hover { border-color: var(--gold); transform: none; box-shadow: none; }
.track h3 { font-size: 1.9rem; margin-bottom: .4em; }
.track h3::after { content: ""; display: block; width: 72px; height: 1px; background: var(--gold); margin-top: 16px; }
.track p { color: #4a4a4a; }
.track .speed { font-family: var(--text); text-transform: uppercase; letter-spacing: .14em; font-size: .7rem; color: var(--navy); }
.track .arrow { text-transform: uppercase; letter-spacing: .16em; font-size: .72rem; color: var(--gold); font-family: var(--text); }
.track.investor { background: var(--navy); border-color: var(--navy); }
.track.investor::after { color: var(--gold); }
.track.investor h3 { color: var(--paper); }
.track.investor p { color: rgba(247,244,238,.85); }
.track.investor .speed { color: var(--paper); }
.track.rehab { background: var(--white); border-color: var(--line); }

/* Difference */
.diff-card { border-left: 1px solid var(--gold); padding-left: 32px; }
.diff-card.home { border-color: var(--gold); }
.diff-card .days { font-weight: 400; font-style: italic; color: var(--navy); }

/* Realtors: ivory alt */
.realtors { background: var(--paper-2); color: var(--ink); }
.realtors h2 { color: var(--navy); }
.realtors p { color: #4a4a4a; }
.realtors .btn-outline-light { color: var(--navy); border-color: var(--navy); }

/* Instagram tiles */
.ig-tile { border-radius: 0; border: 1px solid var(--line); background: var(--white); text-transform: uppercase; letter-spacing: .12em; font-size: .68rem; }

/* Blog cards */
.post-card { border-radius: 0; background: var(--white); border-color: var(--line); padding: 30px; }
.post-card h3 { font-size: 1.35rem; }
.post-card a:not(h3 a) { text-transform: uppercase; letter-spacing: .16em; font-size: .7rem; font-weight: 600; color: var(--gold); text-decoration: none; }

/* Founder */
.bio { background: var(--paper); padding: 112px 0; }
.founder .bio-inner { grid-template-columns: 480px 1fr; gap: 72px; }
.founder .bio-photo img, .founder .photo-placeholder { border-radius: 0; filter: grayscale(1) contrast(1.05); border: 1px solid var(--line); }
.founder .photo-placeholder { background: linear-gradient(160deg, #1a2d44, #0a1f33); color: rgba(247,244,238,.5); font-family: var(--text); text-transform: uppercase; letter-spacing: .3em; font-size: .7rem; }
.founder h2 { font-size: clamp(2.2rem, 4vw, 3.4rem); }
.founder-title { color: #4a4a4a; font-size: 1.05rem; }
.pull { font-size: 1.6rem; color: var(--navy); border-left: 1px solid var(--gold); padding-left: 24px; margin: 28px 0; max-width: 34ch; }
.expertise li { border-radius: 0; border-color: var(--line); background: var(--white); text-transform: uppercase; letter-spacing: .12em; font-size: .66rem; font-weight: 600; color: var(--navy); }
.founder .more { text-transform: uppercase; letter-spacing: .18em; font-size: .74rem; font-weight: 600; color: var(--gold); font-family: var(--text); }

/* CTA band: navy with gold corner frames */
.cta-band { background: var(--navy); color: var(--paper); padding: 112px 0; position: relative; overflow: hidden; }
.cta-band::before, .cta-band::after { content: ""; position: absolute; width: 160px; height: 160px; border: 1px solid var(--gold-dim); pointer-events: none; }
.cta-band::before { top: 32px; left: 32px; border-right: 0; border-bottom: 0; }
.cta-band::after { bottom: 32px; right: 32px; border-left: 0; border-top: 0; }
.cta-inner { flex-direction: column; align-items: center; text-align: center; gap: 32px; }
.cta-band h2 { color: var(--paper); font-style: italic; font-size: clamp(2rem, 4vw, 3.2rem); }
.cta-band p { color: rgba(247,244,238,.78); max-width: 52ch; margin-inline: auto; }
.cta-actions { justify-content: center; }
.link-light { text-transform: uppercase; letter-spacing: .16em; font-size: .7rem; color: var(--gold-light); }

/* Footer */
.site-footer { background: var(--navy-deep); color: rgba(247,244,238,.75); border-top: 1px solid var(--gold-dim); }
.company-name { font-family: var(--display); font-weight: 400; text-transform: uppercase; letter-spacing: .2em; font-size: 1rem; }
.site-footer h4 { text-transform: uppercase; letter-spacing: .22em; font-size: .68rem; font-family: var(--text); color: var(--gold); }
.footer-links a, .social a { color: rgba(247,244,238,.8); }
.disclosure { border-top-color: rgba(247,244,238,.12); }

/* Program/about hero */
.program-hero { background: var(--navy); color: var(--paper); padding: 88px 0; position: relative; }
.program-hero::after { content: ""; position: absolute; top: 32px; right: 32px; width: 140px; height: 140px; border: 1px solid var(--gold-dim); border-left: 0; border-bottom: 0; pointer-events: none; }
.program-hero h1 { color: var(--paper); }
.program-hero p { color: rgba(247,244,238,.8); }
.program-hero .kicker a { color: var(--gold); text-decoration: none; }
.program-hero .speed { background: transparent; border: 1px solid var(--gold-dim); border-radius: 0; text-transform: uppercase; letter-spacing: .16em; font-size: .7rem; font-family: var(--text); font-weight: 600; color: var(--paper); }
.program-hero .btn-outline-light { color: var(--paper); border-color: rgba(247,244,238,.5); }

/* Program detail items, FAQ, compare, tools, intake, forms */
.item { border-top: 1px solid var(--gold); border-radius: 0; background: transparent; padding: 22px 0 0; }
.item h3 { font-size: 1.5rem; }
.item .ideal strong { text-transform: uppercase; letter-spacing: .12em; font-size: .68rem; }
.faq-item summary { font-weight: 400; font-size: 1.25rem; }
.faq-item summary::after { color: var(--gold); font-weight: 300; }
.compare { border-radius: 0; border-color: var(--line); background: var(--white); }
.compare-head { background: var(--navy); color: var(--paper); }
.compare-head .col-h { font-weight: 400; font-size: 1.15rem; }
.compare-row .row-l { background: var(--paper-2); text-transform: uppercase; letter-spacing: .1em; font-size: .72rem; }
.verdict { background: var(--paper-2); }
.tool-card, .contact-card, .lead-form, .intake .screen, .start-card { border-radius: 0; }
.tool-card { background: var(--white); border-color: var(--line); }
.tool-card:hover { border-color: var(--gold); transform: none; }
.tool-card strong { font-size: 1.25rem; font-weight: 400; }
.calc-results { border-radius: 0; background: var(--navy); color: var(--paper); border: 1px solid var(--gold-dim); }
.result.primary .value { color: var(--gold); font-weight: 400; font-style: italic; }
.field input, .field select, .input, .contact-form textarea, .glossary-filter { border-radius: 0; background: var(--white); border-color: var(--line); }
.field label { font-family: var(--text); text-transform: uppercase; letter-spacing: .12em; font-size: .68rem; font-weight: 600; }
.start { background: var(--paper); }
.intake .screen { background: var(--white); border: 1px solid var(--line); box-shadow: none; }
.tile { border-radius: 0; font-family: var(--text); text-transform: uppercase; letter-spacing: .1em; font-size: .78rem; font-weight: 600; background: var(--white); }
.tile:hover { background: var(--paper-2); border-color: var(--gold); transform: none; }
.tile.on { background: var(--paper-2); border-color: var(--navy); }
.progress { border-radius: 0; }
.g-item { border-top-color: var(--gold); }
.glossary dt { font-weight: 400; font-size: 1.2rem; }

/* Two-col, prose */
.prose h2 { font-size: 1.9rem; }
.contact-card { background: var(--white); border: 1px solid var(--line); }
.big-phone { font-weight: 400; }

/* Mobile sticky bar */
@media (max-width: 1000px) {
  .sticky-cta { border-top: 1px solid var(--gold-dim); }
  .sticky-cta a { text-transform: uppercase; letter-spacing: .14em; font-size: .68rem; font-family: var(--text); font-weight: 600; }
}
@media (max-width: 900px) {
  .hero-inner { padding-top: 56px; }
  .hero-inner::before, .hero-inner::after { width: 110px; height: 110px; }
  .hero-top { grid-template-columns: 1fr; gap: 36px; }
  .hero h1 { font-size: clamp(2.6rem, 13vw, 3.8rem); }
  .hero-sub { font-size: 1.25rem; }
  .hero-photos { aspect-ratio: 4/3; }
  .hero-split { padding: 32px 0 56px; }
  .path, .path + .path { padding: 28px 0; border-top: 1px solid var(--gold-dim); }
  section.block, .bio, .cta-band { padding: 72px 0; }
  .founder .bio-inner { grid-template-columns: 1fr; gap: 32px; }
  .founder .bio-photo { max-width: none; }
  .track { padding: 32px 26px; }
  .steps li { padding: 36px 26px; }
  .cta-band::before, .cta-band::after { width: 90px; height: 90px; }
}
@media (prefers-reduced-motion: no-preference) {
  html.js .reveal { opacity: .55; transform: translateY(10px); transition: opacity .6s ease, transform .6s ease; }
  html.js .reveal.in { opacity: 1; transform: none; }
}
/* Header density */
.menu-link { padding: 10px 9px; font-size: .68rem; letter-spacing: .12em; }
.search-form input { width: 90px; }
.nav-right .btn { font-size: .68rem; letter-spacing: .12em; padding: 12px 16px; }
@media (max-width: 1240px) { .search-form { display: none; } }
/* Taller hero */
.hero-inner { min-height: min(calc(100svh - 84px), 860px); display: flex; flex-direction: column; justify-content: center; padding-bottom: 0; }
.hero-top { margin-bottom: 0; }
.hero-photos { margin-top: 56px; }
@media (max-width: 900px) { .hero-inner { min-height: 0; } }
.hero-body { color: rgba(247,244,238,.78); max-width: 52ch; margin-bottom: 28px; }
.track { padding-top: 64px; }
.track::after { top: 24px; right: 28px; }
.track.investor { padding-top: 64px; }
/* Logo replaces monogram when present */
.brand:has(.brand-logo)::before { display: none; }
.brand:has(.brand-logo) .brand-name { display: none; }
.brand-logo { height: 46px; }
@media (max-width: 600px) { .brand-logo { height: 34px; } }
.footer-brand .company-name { margin-top: 6px; }
.site-header .brand-logo-light { display: block !important; }
.site-header .brand-logo-dark { display: none !important; }
/* Header with real logo: tighter nav, icon-only search */
.brand-logo { height: 40px; }
.menu-link { padding: 10px 8px; font-size: .66rem; letter-spacing: .1em; }
.header-inner { gap: 16px; }
.nav-right { gap: 8px; }
.nav-right .btn { padding: 11px 14px; font-size: .64rem; letter-spacing: .1em; }
.search-form { padding: 0 4px 0 8px; height: 36px; }
.search-form input { width: 0; padding: 0; opacity: 0; transition: width .2s, opacity .2s; }
.search-form:focus-within input, .search-form input:focus { width: 120px; opacity: 1; padding-right: 4px; }
@media (max-width: 1240px) { .search-form { display: flex; } }
@media (max-width: 1100px) { .lang-switch { display: none; } }
.about-photo { border: 1px solid var(--gold-dim); }
.hero-photos .slide { background-position: center 30%; }
.hero-photos::before { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(10,31,51,.15), rgba(10,31,51,0) 40%, rgba(7,22,38,.75)); z-index: 1; pointer-events: none; }
.hero-photos-caption { z-index: 2; background: none; }
.aud { border-radius: 0; letter-spacing: .18em; font-size: .62rem; }
.aud-primary { background: transparent; color: #1e7a4a; border-color: #1e7a4a; }
.aud-investor { background: transparent; color: #8a6a14; border-color: var(--gold); }
.aud-mixed { background: transparent; color: var(--navy); border-color: var(--navy); }
.track.investor .aud-investor, .path .aud-investor, .program-hero .aud-investor { background: transparent; color: var(--gold-light); border-color: var(--gold); }
.path .aud-primary, .program-hero .aud-primary { background: transparent; color: #8fd9b0; border-color: #4fa676; }
.program-hero .aud-mixed { color: var(--paper); border-color: rgba(247,244,238,.5); }
.notice { border-left-width: 1px; background: var(--paper-2) !important; }
/* 3-line lockup */
.brand-logo { height: 52px; }
.header-inner { min-height: 84px; }
.footer-logo { height: 66px; }
@media (max-width: 600px) { .brand-logo { height: 42px; } }
.brand { flex-direction: column; align-items: flex-start; gap: 0; }
.brand:has(.brand-logo)::before { display: none; }
.powered { font-size: .58rem; text-transform: uppercase; letter-spacing: .14em; color: var(--muted); margin-top: 4px; }
@media (max-width: 600px) { .powered { font-size: .5rem; letter-spacing: .1em; } }