/* DFW Mortgage Pros — navy / gold / white
   Type: Archivo (display), IBM Plex Sans (text) */

:root {
  --navy: #0b1f3a;
  --navy-deep: #061428;
  --navy-soft: #16305a;
  --gold: #c9a227;
  --gold-light: #e6c45c;
  --emerald: #1e8e5a;
  --paper: #f6f5f0;
  --white: #ffffff;
  --ink: #15202b;
  --muted: #5a6473;
  --line: #e2e1da;

  --display: "Archivo", system-ui, sans-serif;
  --text: "IBM Plex Sans", system-ui, sans-serif;

  --wrap: 1180px;
  --gutter: 20px;
  --radius: 6px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--text);
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--white);
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-decoration-thickness: 1px; text-underline-offset: 3px; }
h1, h2, h3, h4 { font-family: var(--display); line-height: 1.1; margin: 0 0 .5em; color: var(--navy); letter-spacing: -0.01em; }
h1 { font-size: clamp(2.4rem, 6vw, 4.6rem); font-weight: 800; }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.6rem); font-weight: 700; }
h3 { font-size: 1.3rem; font-weight: 700; }
h4 { font-size: 1rem; font-weight: 700; }
p { margin: 0 0 1em; max-width: 68ch; }
.wrap { width: min(var(--wrap), 100% - 2 * var(--gutter)); margin-inline: auto; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--gold); color: var(--navy); padding: 8px 12px; z-index: 100; }
.skip:focus { left: 8px; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }

/* Buttons */
.btn {
  display: inline-block; font-family: var(--display); font-weight: 700; font-size: .95rem;
  padding: 13px 22px; border-radius: var(--radius); text-decoration: none; line-height: 1;
  border: 2px solid transparent; transition: transform .15s ease, background .15s ease;
}
.btn:active { transform: translateY(1px); }
.btn-gold { background: var(--gold); color: var(--navy-deep); border-color: var(--gold); }
.btn-gold:hover { background: var(--gold-light); border-color: var(--gold-light); }
.btn-navy { background: var(--navy); color: var(--white); border-color: var(--navy); }
.btn-navy:hover { background: var(--navy-soft); }
.btn-outline { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-outline-light { background: transparent; color: var(--white); border-color: rgba(255,255,255,.55); }
.btn-outline-light:hover { border-color: var(--white); }
.link-light { color: var(--white); opacity: .85; font-size: .95rem; }

/* Header */
.site-header { background: var(--navy-deep); color: var(--white); position: sticky; top: 0; z-index: 50; border-bottom: 1px solid rgba(255,255,255,.08); }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; min-height: 68px; }
.brand { display: flex; flex-direction: column; text-decoration: none; color: var(--white); line-height: 1.15; flex-shrink: 0; }
.brand-name { font-family: var(--display); font-weight: 800; font-size: 1.15rem; letter-spacing: .01em; }
.brand-tag { font-size: .78rem; color: rgba(255,255,255,.7); }
.brand-logo { height: 40px; width: auto; }
.nav { display: flex; align-items: center; gap: 18px; flex: 1; justify-content: space-between; }
.menu { list-style: none; margin: 0; padding: 0; display: flex; align-items: center; gap: 4px; }
.menu-item { position: relative; }
.menu-link { display: inline-flex; align-items: center; gap: 6px; white-space: nowrap; background: none; border: 0; font: inherit; font-size: .95rem; font-weight: 500; color: rgba(255,255,255,.88); padding: 10px 12px; border-radius: 8px; cursor: pointer; text-decoration: none; }
.menu-link:hover, .menu-item.open > .menu-link { color: var(--gold-light); background: rgba(255,255,255,.06); }
.menu-link svg { transition: transform .2s; }
.menu-item.open > .menu-link svg { transform: rotate(180deg); }
.sub { position: absolute; top: calc(100% + 8px); left: 0; min-width: 300px; background: var(--white); color: var(--ink); border-radius: 14px; box-shadow: 0 24px 60px -20px rgba(11,31,58,.45), 0 0 0 1px rgba(11,31,58,.06); padding: 10px; display: none; z-index: 60; }
.menu-item.open > .sub { display: block; }
@media (hover: hover) and (min-width: 1001px) { .menu-item.has-sub:hover > .sub { display: block; } }
.sub ul { list-style: none; margin: 0; padding: 0; }
.sub a { display: block; padding: 10px 12px; border-radius: 8px; color: var(--navy); text-decoration: none; font-size: .95rem; }
.sub a:hover { background: var(--paper); }
.sub-all { font-family: var(--display); font-weight: 700; border-bottom: 1px solid var(--line); margin-bottom: 6px; border-radius: 8px 8px 0 0 !important; }
.nav-right { display: flex; align-items: center; gap: 12px; }
.nav-right .btn { padding: 10px 16px; white-space: nowrap; }
.lang-switch { padding: 5px 11px; border: 1px solid rgba(255,255,255,.3); border-radius: 999px; font-size: .85rem; color: rgba(255,255,255,.9); text-decoration: none; white-space: nowrap; }
.search-form { display: flex; align-items: center; border: 1px solid rgba(255,255,255,.25); border-radius: 999px; padding: 0 6px 0 12px; height: 38px; }
.search-form input { background: none; border: 0; color: inherit; font: inherit; font-size: .9rem; width: 110px; outline: none; }
.search-form input::placeholder { color: rgba(255,255,255,.6); }
.search-form button { background: none; border: 0; color: inherit; width: 30px; height: 30px; display: grid; place-items: center; cursor: pointer; border-radius: 999px; }
.search-form input:focus { width: 170px; }
.visually-hidden { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.nav-toggle { display: none; background: none; border: 0; width: 44px; height: 44px; padding: 10px; cursor: pointer; }
.nav-toggle span { display: block; height: 2px; background: var(--white); margin: 5px 0; transition: transform .2s, opacity .2s; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Hero */
.hero { background: var(--navy); color: var(--white); position: relative; overflow: hidden; }
.hero::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(900px 500px at 85% -10%, rgba(201,162,39,.18), transparent 60%),
    linear-gradient(180deg, var(--navy) 0%, var(--navy-deep) 100%);
}
.hero::after {
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .35;
  background-image: linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size: 64px 64px;
  mask-image: linear-gradient(180deg, #000 0%, transparent 70%);
}
.hero-inner { position: relative; z-index: 1; padding: 80px 0 0; }
.hero-top { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center; margin-bottom: 56px; }
.hero h1 { color: var(--white); margin-bottom: .35em; font-size: clamp(2.6rem, 6.4vw, 5.2rem); line-height: 1; }
.hero h1 .word { display: inline-block; animation: rise .7s cubic-bezier(.2,.8,.2,1) both; }
.hero h1 .word:nth-child(2) { animation-delay: .12s; }
.hero h1 .word:nth-child(3) { animation-delay: .24s; }
@keyframes rise { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: none; } }
.hero h1 .dot { color: var(--gold); }
.hero-sub { font-size: 1.2rem; color: rgba(255,255,255,.8); max-width: 50ch; margin-bottom: 28px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-visual { position: relative; aspect-ratio: 4/3; border-radius: 10px; overflow: hidden;
  background: linear-gradient(145deg, #163158 0%, #0a1b33 55%, #061428 100%);
  box-shadow: 0 30px 60px -20px rgba(0,0,0,.6), 0 0 0 1px rgba(255,255,255,.06); }
.hero-visual img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hv-frame { position: absolute; inset: 18px; border: 1px solid rgba(201,162,39,.35); border-radius: 6px; }
.hv-line { position: absolute; height: 2px; background: linear-gradient(90deg, transparent, var(--gold), transparent); left: 0; right: 0; opacity: .9; }
.hv-line-1 { top: 38%; animation: sweep 6s ease-in-out infinite; }
.hv-line-2 { top: 64%; animation: sweep 6s ease-in-out 3s infinite; }
@keyframes sweep { 0%, 100% { transform: translateX(-30%); opacity: 0; } 15%, 85% { opacity: .9; } 50% { transform: translateX(30%); } }
.hv-tag { position: absolute; left: 34px; bottom: 34px; display: flex; flex-direction: column; color: var(--white); }
.hv-num { font-family: var(--display); font-weight: 900; font-size: 4.2rem; line-height: .9; color: var(--gold); }
.hv-label { font-size: .95rem; color: rgba(255,255,255,.8); margin-top: 8px; max-width: 18ch; }
.hero-split { display: grid; grid-template-columns: 1fr 1fr; position: relative; border-top: 1px solid rgba(255,255,255,.12); }
.hero-split::after { content: ""; position: absolute; top: 0; bottom: 0; left: 50%; width: 2px; background: var(--gold); transform-origin: top; animation: seam 1s cubic-bezier(.2,.8,.2,1) .2s both; }
@keyframes seam { from { transform: scaleY(0); } to { transform: scaleY(1); } }
.path { padding: 40px 40px 56px 0; }
.path + .path { padding: 40px 0 56px 40px; }
.path h2 { color: var(--white); font-size: 1.6rem; margin-bottom: .4em; }
.path .speed { display: inline-flex; align-items: baseline; gap: 10px; font-family: var(--display); margin-bottom: 14px; }
.path .speed strong { font-size: 2.6rem; font-weight: 800; color: var(--gold); line-height: 1; }
.path .speed span { color: rgba(255,255,255,.75); font-size: .95rem; }
.path p { color: rgba(255,255,255,.82); }
.path .btn { margin-top: 8px; }

/* Positioning strip */
.position-strip { background: var(--gold); color: var(--navy-deep); font-family: var(--display); font-weight: 700; text-align: center; padding: 14px var(--gutter); font-size: 1.05rem; }

/* Stats */
.stats { background: var(--white); border-bottom: 1px solid var(--line); }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.stats-grid > div { padding: 28px 24px 28px 0; display: flex; flex-direction: column; gap: 4px; }
.stats-grid > div + div { padding-left: 24px; border-left: 1px solid var(--line); }
.stats-grid strong { font-family: var(--display); font-weight: 800; font-size: 2.2rem; color: var(--navy); line-height: 1; }
.stats-grid span { color: var(--muted); font-size: .92rem; }

/* Sections */
section.block { padding: 72px 0; }
section.block.paper { background: var(--paper); }
.section-head { max-width: 62ch; margin-bottom: 36px; }
.section-head p { color: var(--muted); font-size: 1.05rem; }

/* Difference */
.diff-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; }
.diff-card { border-left: 4px solid var(--gold); padding: 6px 0 6px 24px; }
.diff-card.home { border-color: var(--emerald); }
.diff-card h3 { margin-bottom: .3em; }
.diff-card .days { font-family: var(--display); font-weight: 800; font-size: 2.2rem; color: var(--navy); display: block; margin-bottom: 6px; }

/* Programs */
.tracks { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.track { background: var(--white); border: 1px solid var(--line); border-radius: 10px; padding: 30px 30px 30px 34px; display: flex; flex-direction: column; text-decoration: none; color: var(--ink); position: relative; overflow: hidden; transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease; }
.track::before { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 6px; background: var(--navy); }
.track.investor::before { background: var(--gold); }
.track.rehab::before { background: var(--emerald); }
.track:hover { border-color: var(--navy); transform: translateY(-3px); box-shadow: 0 18px 40px -22px rgba(11,31,58,.45); }
.track .arrow { margin-top: 14px; font-family: var(--display); font-weight: 700; color: var(--navy); font-size: .95rem; }
.track.investor .arrow { color: var(--gold-light); }
.track .kicker { color: var(--muted); font-size: .9rem; margin-bottom: 6px; }
.track h3 { font-size: 1.45rem; }
.track p { color: var(--ink); flex: 1; }
.track .speed { font-family: var(--display); font-weight: 700; color: var(--navy); font-size: .95rem; }
.track.investor { grid-column: 1 / -1; background: linear-gradient(135deg, #0f2648 0%, var(--navy-deep) 70%); color: var(--white); border-color: var(--navy-deep); padding: 40px 40px 40px 44px; }
.track.investor h3 { font-size: 1.9rem; }
.track.investor p { font-size: 1.08rem; max-width: 62ch; }
.track.investor h3, .track.investor .speed { color: var(--white); }
.track.investor .kicker { color: var(--gold-light); }
.track.investor p { color: rgba(255,255,255,.85); }

/* Program detail */
.program-hero { background: var(--navy); color: var(--white); padding: 56px 0; }
.program-hero h1 { color: var(--white); font-size: clamp(2rem, 4.5vw, 3.4rem); }
.program-hero .kicker { color: var(--gold-light); font-family: var(--display); font-weight: 600; margin-bottom: 10px; }
.program-hero p { color: rgba(255,255,255,.85); font-size: 1.15rem; }
.program-hero .speed { display: inline-block; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.2); padding: 8px 14px; border-radius: 999px; font-family: var(--display); font-weight: 600; margin-top: 10px; }
.items { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; }
.item { border-top: 3px solid var(--gold); padding-top: 18px; }
.item h3 { font-size: 1.25rem; }
.item .ideal { color: var(--muted); font-size: .95rem; }
.item .ideal strong { color: var(--navy); font-weight: 600; }

/* Realtors */
.realtors { background: var(--navy-deep); color: var(--white); }
.realtors h2 { color: var(--white); }
.realtors p { color: rgba(255,255,255,.85); }
.realtors .row { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }

/* Instagram */
.ig-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 10px; }
.ig-tile { aspect-ratio: 1; background: var(--paper); border: 1px dashed var(--line); display: grid; place-items: center; color: var(--muted); font-size: .85rem; border-radius: var(--radius); text-decoration: none; }

/* Blog cards */
.posts { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; }
.post-card { border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; display: flex; flex-direction: column; gap: 8px; background: var(--white); }
.post-card .meta { color: var(--muted); font-size: .85rem; }
.post-card h3 { font-size: 1.15rem; margin: 0; }
.post-card h3 a { text-decoration: none; }
.post-card h3 a:hover { text-decoration: underline; }
.post-card p { color: var(--muted); font-size: .95rem; margin: 0; flex: 1; }
.pagination { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-top: 40px; font-size: .95rem; }
.pagination .count { color: var(--muted); }

/* Post page */
.post-head { padding: 56px 0 24px; }
.post-head h1 { font-size: clamp(1.9rem, 4vw, 3rem); }
.post-head .meta { color: var(--muted); }
.post-body { padding-bottom: 56px; }
.post-body .content { max-width: 72ch; }
.post-body .content img { border-radius: var(--radius); margin: 24px 0; }
.post-body .content h2, .post-body .content h3 { margin-top: 1.6em; }
.post-body .content blockquote { border-left: 4px solid var(--gold); margin: 1.5em 0; padding: .2em 1.2em; color: var(--muted); }
.post-body .content ul, .post-body .content ol { padding-left: 1.3em; }
.post-body .content a { color: var(--navy); }

/* CTA band */
.cta-band { background: var(--navy); color: var(--white); padding: 56px 0; }
.cta-band h2 { color: var(--white); margin-bottom: .2em; }
.cta-band p { color: rgba(255,255,255,.8); margin: 0; }
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
.cta-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; }

/* Bio */
.bio { background: var(--paper); padding: 64px 0; }
.bio-inner { display: grid; grid-template-columns: 300px 1fr; gap: 48px; align-items: center; }
.bio-photo img, .photo-placeholder { width: 100%; aspect-ratio: 4/5; object-fit: cover; border-radius: var(--radius); }
.photo-placeholder { background: linear-gradient(160deg, var(--navy), var(--navy-soft)); display: grid; place-items: center; color: rgba(255,255,255,.6); font-family: var(--display); font-weight: 700; }
.bio-meta { color: var(--muted); font-size: .9rem; }

/* Footer */
.site-footer { background: var(--navy-deep); color: rgba(255,255,255,.8); padding: 56px 0 28px; font-size: .92rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; }
.site-footer h4 { color: var(--white); margin-bottom: 12px; }
.company-name { font-family: var(--display); font-weight: 800; font-size: 1.3rem; color: var(--white); margin-bottom: 10px; }
.company-logo { height: 44px; width: auto; margin-bottom: 10px; background: var(--white); padding: 6px; border-radius: 4px; }
.footer-links, .social { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 6px; }
.site-footer a { color: rgba(255,255,255,.85); text-decoration: none; }
.site-footer a:hover { color: var(--gold-light); }
.social { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 18px; }
.disclosure { margin-top: 40px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.12); font-size: .8rem; color: rgba(255,255,255,.6); }
.disclosure p { max-width: none; }
.disclosure .eho { display: flex; align-items: center; gap: 8px; color: rgba(255,255,255,.85); }
.disclosure details { margin: 10px 0; }
.disclosure summary { cursor: pointer; color: rgba(255,255,255,.8); }
.copyright { margin-top: 16px; }

/* Sticky mobile CTA */
.sticky-cta { display: none; }

/* Contact / About */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.contact-card { background: var(--paper); border-radius: var(--radius); padding: 28px; }
.contact-card a { font-weight: 600; }
.big-phone { font-family: var(--display); font-size: 2rem; font-weight: 800; display: block; text-decoration: none; margin-bottom: 8px; }
.prose { max-width: 70ch; }
.prose h2 { margin-top: 1.4em; }

/* Responsive */
@media (max-width: 1000px) {
  .tracks { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid > div:nth-child(3) { border-left: 0; padding-left: 0; }
  .stats-grid > div:nth-child(n+3) { border-top: 1px solid var(--line); }
}
@media (max-width: 900px) {
  .hero-top { grid-template-columns: 1fr; gap: 32px; }
  .hero-visual { aspect-ratio: 16/9; max-height: 260px; }
  .hv-num { font-size: 3rem; }
  .hero-split, .diff-grid, .bio-inner, .two-col { grid-template-columns: 1fr; }
  .hero-split::after { display: none; }
  .path, .path + .path { padding: 32px 0; }
  .path + .path { border-top: 2px solid var(--gold); }
  .tracks { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .bio-photo { max-width: 260px; }
}
@media (max-width: 1000px) {
  .nav-toggle { display: block; }
  .nav { display: none; position: absolute; top: 68px; left: 0; right: 0; max-height: calc(100vh - 68px); overflow-y: auto; background: var(--navy-deep); flex-direction: column; align-items: stretch; padding: 8px var(--gutter) 24px; gap: 8px; border-bottom: 1px solid rgba(255,255,255,.1); }
  .nav.open { display: flex; }
  .menu { flex-direction: column; align-items: stretch; gap: 0; }
  .menu-link { width: 100%; justify-content: space-between; font-size: 1.05rem; padding: 14px 8px; border-bottom: 1px solid rgba(255,255,255,.08); border-radius: 0; }
  .sub { position: static; box-shadow: none; border-radius: 0; background: transparent; color: inherit; padding: 4px 0 8px 12px; min-width: 0; }
  .sub a { color: rgba(255,255,255,.85); }
  .sub a:hover { background: rgba(255,255,255,.06); }
  .sub-all { border-bottom-color: rgba(255,255,255,.1); }
  .nav-right { flex-direction: column; align-items: stretch; gap: 10px; padding-top: 8px; }
  .search-form { height: 44px; }
  .search-form input, .search-form input:focus { width: 100%; }
  .nav-right .btn { text-align: center; }
  .brand-tag { display: none; }
  .hero-inner { padding-top: 48px; }
  .hero h1 { font-size: clamp(2.4rem, 12vw, 3.4rem); }
  .tracks { grid-template-columns: 1fr; }
  .track.investor { padding: 30px 26px 30px 30px; }
  .track.investor h3 { font-size: 1.5rem; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid strong { font-size: 1.7rem; }
  .cta-inner { flex-direction: column; align-items: flex-start; }
  .hero-sub { font-size: 1.05rem; }
  section.block { padding: 48px 0; }
  .sticky-cta { display: grid; grid-template-columns: 1fr 1fr 1.4fr; position: fixed; bottom: 0; left: 0; right: 0; z-index: 60; background: var(--navy-deep); border-top: 2px solid var(--gold); }
  .sticky-cta a { color: var(--white); text-align: center; padding: 14px 6px; font-family: var(--display); font-weight: 700; text-decoration: none; font-size: .95rem; }
  .sticky-cta a + a { border-left: 1px solid rgba(255,255,255,.15); }
  .sticky-cta a:last-child { background: var(--gold); color: var(--navy-deep); }
  body { padding-bottom: 52px; }
}
@media (prefers-reduced-motion: reduce) {
  .hero-split::after, .hero h1 .word, .hv-line { animation: none; }
  .hv-line { opacity: .5; }
  * { transition: none !important; }
}

/* Start card (hero intake launcher) */
.start-card { background: var(--white); color: var(--ink); border-radius: 14px; padding: 28px; box-shadow: 0 30px 60px -24px rgba(0,0,0,.45), 0 0 0 1px rgba(0,0,0,.04); }
.start-card h2 { color: var(--navy); font-size: 1.35rem; margin-bottom: 4px; }
.start-card > p { color: var(--muted); font-size: .95rem; margin-bottom: 18px; }
.start-tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.start-tiles a { display: flex; flex-direction: column; gap: 10px; padding: 16px 14px; border: 1.5px solid var(--line); border-radius: 10px; text-decoration: none; color: var(--navy); font-family: var(--display); font-weight: 700; font-size: .95rem; line-height: 1.2; transition: border-color .15s, background .15s, transform .15s; }
.start-tiles a:hover { border-color: var(--gold); background: #fffbea; transform: translateY(-2px); }
.start-tiles .ico { font-size: 1.4rem; line-height: 1; }
.start-text { display: block; margin-top: 16px; font-size: .9rem; color: var(--muted); }
@media (max-width: 900px) { .start-card { padding: 20px; } }

/* Hero photo carousel */
.hero-photos { position: relative; aspect-ratio: 16/5.5; border-radius: 24px; overflow: hidden; margin: 8px 0 40px; background: var(--navy-soft); }
.hero-photos .slide { position: absolute; inset: 0; background-size: cover; background-position: center; opacity: 0; transition: opacity 1.2s ease; }
.hero-photos .slide.on { opacity: 1; }
.hero-photos .ph-1 { background: linear-gradient(120deg, #1a3a6b, #0b1f3a 60%, #2a4a7a); }
.hero-photos .ph-2 { background: linear-gradient(120deg, #3a2f12, #0b1f3a 55%, #c9a227); }
.hero-photos .ph-3 { background: linear-gradient(120deg, #0f3d2e, #0b1f3a 60%, #1e8e5a); }
.hero-photos-caption { position: absolute; left: 0; right: 0; bottom: 0; padding: 22px 28px; color: var(--white); font-family: var(--display); font-weight: 700; font-size: 1.1rem; background: linear-gradient(180deg, transparent, rgba(6,20,40,.85)); }
@media (max-width: 900px) { .hero-photos { aspect-ratio: 4/3; border-radius: 16px; } .hero-photos-caption { font-size: .95rem; padding: 16px; } }

/* Calculators */
.calc { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: start; }
.calc-form { display: grid; grid-template-columns: 1fr 1fr; gap: 18px 20px; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field label { font-size: .9rem; font-weight: 600; color: var(--navy); }
.field input, .field select, .input { font: inherit; font-size: 1.05rem; padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 10px; background: var(--white); color: var(--ink); width: 100%; }
.input { display: flex; align-items: center; padding: 0 14px; }
.input input { border: 0; padding: 12px 0; width: 100%; outline: none; background: transparent; }
.input.money::before { content: "$"; color: var(--muted); margin-right: 6px; }
.input.pct::after { content: "%"; color: var(--muted); margin-left: 6px; }
.input:focus-within, .field input:focus, .field select:focus { border-color: var(--navy); outline: none; }
.calc-results { position: sticky; top: 90px; background: var(--navy); color: var(--white); border-radius: 20px; padding: 28px; }
.result { display: flex; justify-content: space-between; gap: 12px; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.12); font-size: .95rem; }
.result .label { color: rgba(255,255,255,.75); }
.result .value { font-weight: 600; text-align: right; }
.result.primary { display: block; border-bottom: 0; padding: 0 0 18px; }
.result.primary .label { display: block; font-size: .9rem; }
.result.primary .value { display: block; font-family: var(--display); font-size: 2.6rem; font-weight: 800; color: var(--gold-light); text-align: left; line-height: 1.1; }
.calc-results .btn { display: block; text-align: center; margin-top: 20px; }
.calc-note { font-size: .85rem; color: rgba(255,255,255,.7); margin: 16px 0 0; }
.tool-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 16px; }
.tool-card { display: flex; flex-direction: column; gap: 6px; padding: 22px; border: 1px solid var(--line); border-radius: 16px; text-decoration: none; color: var(--ink); background: var(--white); transition: border-color .15s, transform .15s; }
.tool-card:hover { border-color: var(--navy); transform: translateY(-2px); }
.tool-card strong { font-family: var(--display); color: var(--navy); font-size: 1.05rem; }
.tool-card span { color: var(--muted); font-size: .92rem; }

/* Lead forms */
.lead-form { display: grid; gap: 16px; background: var(--paper); padding: 28px; border-radius: 20px; }
.lead-form .hp { display: none; }
.consent { display: flex; gap: 10px; align-items: flex-start; font-size: .8rem; color: var(--muted); }
.consent input { margin-top: 3px; }
@media (max-width: 900px) { .calc { grid-template-columns: 1fr; } .calc-results { position: static; } .calc-form { grid-template-columns: 1fr; } }

/* Intake flow */
.start { background: var(--paper); min-height: 70vh; padding: 40px 0 80px; }
.start-wrap { max-width: 760px; }
.progress { height: 6px; background: var(--line); border-radius: 999px; overflow: hidden; margin-bottom: 36px; }
.progress .bar { display: block; height: 100%; background: var(--gold); transition: width .4s ease; }
.intake .screen { background: var(--white); border-radius: 24px; padding: 40px; box-shadow: 0 24px 60px -30px rgba(11,31,58,.3); animation: rise .35s ease both; }
.intake h1 { font-size: clamp(1.6rem, 3.6vw, 2.4rem); margin-bottom: .3em; }
.intake .sub { color: var(--muted); margin-bottom: 24px; }
.intake .eyebrow { color: var(--gold); font-family: var(--display); font-weight: 700; font-size: .85rem; margin-bottom: 8px; }
.tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.tile { display: flex; flex-direction: column; gap: 10px; align-items: flex-start; text-align: left; padding: 18px 18px; border: 1.5px solid var(--line); border-radius: 16px; background: var(--white); font: inherit; font-family: var(--display); font-weight: 600; font-size: 1rem; color: var(--navy); cursor: pointer; transition: border-color .15s, background .15s, transform .15s; line-height: 1.3; }
.tile:hover { border-color: var(--gold); background: #fffbea; transform: translateY(-2px); }
.tile.on { border-color: var(--navy); background: var(--paper); }
.tile .ico { font-size: 1.5rem; }
.intake-back { background: none; border: 0; color: var(--muted); font: inherit; cursor: pointer; padding: 8px 0; margin-top: 20px; }
.intake-back:hover { color: var(--navy); }
.contact-form { display: grid; gap: 16px; }
.contact-form textarea { font: inherit; padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 10px; width: 100%; resize: vertical; }
.contact-form .row { display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.contact-form .row .intake-back { margin: 0; }
.err { color: #b42318; font-size: .9rem; margin: 0; min-height: 1.2em; }
.done .row { display: flex; gap: 12px; flex-wrap: wrap; }
@media (max-width: 600px) { .intake .screen { padding: 24px 20px; border-radius: 18px; } .tiles { grid-template-columns: 1fr; } }

/* FAQ */
.faq-list { max-width: 820px; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-item summary { cursor: pointer; list-style: none; padding: 18px 40px 18px 0; font-family: var(--display); font-weight: 700; color: var(--navy); font-size: 1.05rem; position: relative; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; position: absolute; right: 4px; top: 14px; font-size: 1.5rem; color: var(--gold); transition: transform .2s; }
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-a { padding: 0 0 18px; color: var(--ink); max-width: 70ch; }

/* Comparison */
.compare { border: 1px solid var(--line); border-radius: 18px; overflow: hidden; background: var(--white); }
.compare-head, .compare-row { display: grid; grid-template-columns: 1.1fr 1.6fr 1.6fr; }
.compare-head { background: var(--navy); color: var(--white); }
.compare-head .col-h { padding: 16px 20px; font-family: var(--display); font-weight: 700; }
.compare-row { border-top: 1px solid var(--line); }
.compare-row > div { padding: 16px 20px; font-size: .97rem; }
.compare-row .row-l { font-weight: 600; color: var(--navy); background: var(--paper); }
.verdict { padding: 18px 20px; background: #fffbea; border-top: 1px solid var(--line); }
.verdict strong { color: var(--navy); }
@media (max-width: 760px) {
  .compare-head { display: none; }
  .compare-row { grid-template-columns: 1fr; }
  .compare-row > div[data-col]::before { content: attr(data-col); display: block; font-size: .75rem; font-weight: 700; color: var(--gold); margin-bottom: 2px; }
}

/* Glossary */
.glossary-filter { font: inherit; font-size: 1.05rem; padding: 12px 16px; border: 1.5px solid var(--line); border-radius: 999px; width: min(420px, 100%); margin-bottom: 28px; }
.glossary { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 18px 32px; margin: 0; }
.g-item { border-top: 2px solid var(--gold); padding-top: 10px; }
.glossary dt { font-family: var(--display); font-weight: 700; color: var(--navy); }
.glossary dd { margin: 4px 0 0; color: var(--ink); font-size: .95rem; }

/* Pagefind theming */
#search { --pagefind-ui-primary: var(--navy); --pagefind-ui-text: var(--ink); --pagefind-ui-background: var(--white); --pagefind-ui-border: var(--line); --pagefind-ui-border-radius: 12px; --pagefind-ui-font: var(--text); }

/* Editorial accents */
:root { --serif: "Fraunces", Georgia, serif; }
.eyebrow { font-family: var(--text); font-size: .82rem; font-weight: 600; letter-spacing: .02em; color: var(--gold); margin: 0 0 12px; }
.eyebrow.light { color: var(--gold-light); }
h1 .accent, h2 .accent { font-family: var(--serif); font-style: italic; font-weight: 500; letter-spacing: -0.01em; }

/* Framework */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; position: relative; }
.steps li { position: relative; padding-top: 18px; border-top: 1px solid var(--line); }
.steps .num { font-family: var(--serif); font-style: italic; font-size: 2.4rem; color: var(--gold); line-height: 1; display: block; margin-bottom: 12px; }
.steps h3 { font-size: 1.5rem; margin-bottom: .3em; }
.steps p { color: var(--muted); }
@media (max-width: 900px) { .steps { grid-template-columns: 1fr; gap: 28px; } }

/* Founder */
.founder .bio-inner { grid-template-columns: 420px 1fr; gap: 64px; }
.founder .bio-photo img, .founder .photo-placeholder { aspect-ratio: 4/5; border-radius: 20px; }
.founder h2 { font-size: clamp(1.9rem, 3.6vw, 2.8rem); margin-bottom: .15em; }
.founder-title { color: var(--muted); margin-bottom: 18px; }
.pull { font-family: var(--serif); font-style: italic; font-size: 1.45rem; line-height: 1.35; color: var(--navy); margin: 0 0 20px; padding: 0; border: 0; max-width: 30ch; }
.expertise { list-style: none; padding: 0; margin: 20px 0; display: flex; flex-wrap: wrap; gap: 8px; }
.expertise li { font-size: .85rem; padding: 6px 12px; border: 1px solid var(--line); border-radius: 999px; color: var(--navy); background: var(--white); }
.founder .more { font-family: var(--display); font-weight: 700; color: var(--navy); text-decoration: none; }
.founder .more:hover { color: var(--gold); }
@media (max-width: 900px) { .founder .bio-inner { grid-template-columns: 1fr; gap: 28px; } .founder .bio-photo { max-width: 320px; } }
.hero-body { color: rgba(255,255,255,.8); max-width: 52ch; margin-bottom: 28px; }

/* Brand logo */
.brand-logo { height: 44px; width: auto; display: block; }
.brand-logo-dark { display: none; }
.footer-logo { height: 48px; width: auto; margin-bottom: 18px; }
@media (max-width: 600px) { .brand-logo { height: 36px; } }
/* Default (dark header) theme shows the white lockup */
body:not(.light-header) .site-header .brand-logo-light { display: none; }
body:not(.light-header) .site-header .brand-logo-dark { display: block; }
.about-photo-wrap { margin-top: -40px; position: relative; z-index: 2; }
.about-photo { width: 100%; aspect-ratio: 3/2; object-fit: cover; object-position: center 30%; display: block; }
.hero-photos .slide { background-image: var(--wide); }
@media (max-width: 900px) { .hero-photos { aspect-ratio: 4/5; max-height: 520px; } .hero-photos .slide { background-image: var(--mobile, var(--wide)); background-position: center; } }

/* Audience badges */
.aud { display: inline-block; font-family: var(--text); font-size: .68rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; padding: 5px 10px; border-radius: 3px; margin-bottom: 12px; line-height: 1.2; }
.aud-primary { background: #e6f3ea; color: #146b3f; border: 1px solid #bfe0c9; }
.aud-investor { background: #fff4d6; color: #7a5a00; border: 1px solid #ecd48a; }
.aud-mixed { background: #eef1f6; color: #2d3f5a; border: 1px solid #d3dbe7; }
.aud-lg { font-size: .74rem; padding: 7px 12px; }
.track .aud { align-self: flex-start; }
.track.investor .aud-investor { background: rgba(212,168,41,.15); color: #e6c45c; border-color: rgba(212,168,41,.4); }
.path .aud-investor { background: rgba(212,168,41,.15); color: #e6c45c; border-color: rgba(212,168,41,.4); }
.path .aud-primary { background: rgba(30,142,90,.18); color: #7fd6a6; border-color: rgba(30,142,90,.45); }
.notice { border-left: 4px solid; padding: 14px 18px; margin: 0 0 36px; max-width: 72ch; font-size: .98rem; background: var(--paper); }
.notice.aud-primary { border-color: #1e8e5a; background: #eef8f1; }
.notice.aud-investor { border-color: var(--gold); background: #fff8e6; }
.notice.aud-mixed { border-color: #2d3f5a; background: #eef1f6; }
.powered { display: block; font-size: .62rem; color: var(--muted); letter-spacing: .04em; margin-top: 3px; white-space: nowrap; }
.powered-foot { font-size: .8rem; color: rgba(255,255,255,.7); margin: 0 0 12px; }